Bank of Internet home equity loans are the most competitive in the industry. As the borrower you will not get charged for closing costs, points or application fees.
Bank of Internet is not burdened with the overhead of physical locations and high advertising costs, allowing the savings to be passed on to you. This means lower payments for you in this environment of rising rates.
MyConsumerGuide Says:
What's nice about Bank of Internet is that it is your neighborhood bank wherever you are, and the institution's financial products are available across the United States. By not having the overhead of physical locations and high advertising costs, the savings are passed on to you.
Bank of Internet offers unique products created for you and your needs and lifestyle. For example, the Senior Checking Account pays interest each and every month. Another nice feature is that Bank of Internet reimburses you for ATM fees each month.
Third Party Reviews: Recent Customer Comments:
"I just love doing business with your bank! Last Friday I remembered that I had 2 CDs maturing on 8-13. I also noticed the great interest rate on your 18 month CD. Using the 'contact' box on your web site I requested that I wished to redeem the CDs and purchase a new 18-month CD. I received an e-mail today indicating that everything was taken care of. No forms, no telephone calls, no hassle. I don't even check CD rates at other banks anymore because your service is so good."
"I just got off the phone with Jessica discussing on-line access and the renewal of my CD. My experience with your bank has been excellent and the staff very helpful. I sold my small community bank last year which I started 30 years ago so I know a bit about customer service. I now have money in several banks and by far your bank comes the closest to providing service that you usually only find in a small town bank. My compliments to you and your staff!"
"I’ve had my account for almost two years now and I continue to be impressed by the level of service provided by Bank of Internet. I recently financed a home purchase through your website and the service was very fast and professional. I don’t see how it could have been easier or more convenient. I like Bank of Internet so much that I have just become a stockholder in Bank of Internet Holding. Please keep up the great work!"
More Company Details: What Bank of Internet Says:
"The Bank of Internet USA (BofI), is headquartered in beautiful San Diego California and provides service to customers throughout the United States.
FDIC insured, BofI offers traditional banking and loan services entirely over the Internet. Of course, if you’re in San Diego, you can visit our home office.
Bank of Internet USA was started with a management team and board of directors that have extensive banking and business experience. President and CEO, Gary Lewis Evans, is considered an Internet banking pioneer whose history goes back to the early days of Internet banking in 1994.
Bank of Internet was created by 20 organizers that made San Diego history by raising more capital for a newly formed bank -- in excess of $14 million -- than any other bank in the county.
Few, if any, banks have as much Internet experience as the management and directors bring to BofI."
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